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What does TecAp offer to the women microfranchisees?

-A business that is easily replicable by low income microfranchisees with little formal education
-A tested business that meets a market demand at prices her neighbors are willing to pay
-Guaranteed margin to the microfranchisees
-Assists the women to become credit worthy with an MFI so can later borrow for other purposes.
-Rapid growth in numbers of microfranchisees, each of which has her own territory.
-Income to the microfranchisor that will eventually have a sustainable business.

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IDEAS solves a financial problem so the poor can purchase roof-top systems

One of the biggest obstacles for a low income coffee producer to buy a roof-top solar system is obviously the cost. IDEAS partnership with the coffee cooperatives and fair trade coffee companies has allowed the farmers to obtain longer term financing with payments that are compatible with the coffee growing season. For example, Root Capital agreed to consider the coffee coops’ request for 3 year loans so the coops can drop the payment amount for roof-top solar systems. The first success of this system was 50 systems that were installed in July 2010. Root Capital lent for 3 years to the coop, which in turn has lent for 3 years to its members. TecAp has worked to repeat this with other fair trade coffee coops. IDEAS repeated its success with another international lender by assisting Oikocredit to make its first $100,000 loan to solar energy for farmers in the “Cooperativa 20 de Abril” in Nicaragua.

Thanks to Julia Manzerova for the photo of rooftop solar panels attached to this post.